Table of Contents

Products

Mobile App

Worldnet Mobile is perfect for a business that needs to accept secure, cardholder present, transactions. Compatible with all Android phones and tablets, the Worldnet App and portable PIN Pad allows you to process credit and debit cards securely over WiFi, 4G, 3G or Edge networks. Worldnet Mobile gives you the freedom to process payments anytime, anywhere.

Features

Benefits

Selfcare System

The Worldnet SelfCare enables merchants to manage and control their credit and debit card processing environment. In the SelfCare, Worldnet merchants can process secure transactions, securely store transaction details, monitor payments and payment history, set-up recurring payments and establish graphical reports based on a wide-range of transaction data. The SelfCare also provides merchants with access to the Worldnet Virtual Terminal facility, to process payments over the phone.

Key Components

Virtual Terminal

Secure Token

Secure Token was designed by Worldnet to provide online merchants with the ability to store customer card details in a secure and PCI-compliant manner on the Worldnet processing platform. Secure Token eliminates the need for merchants to store card details locally on their own systems, avoiding the significant systems and financial overhead of managing their own PCI compliance and registration processes.

By using Secure Token from Worldnet to store cardholder details a merchant can access the stored card details through a ‘token’ cardholder number to generate cardholder payments for both ad-hoc and recurring payments.

How it works

On registering a card, the merchant is provided with a Secure Token number which they can use in place of the actual card details. Secure Token is a technology that enables a unique identifier or ‘token’ to replace a credit card number for online payment transactions.

The Secure Token number can be stored on the merchant databases without any PCI security implications and is automatically accessed to generate ad-hoc payments, pre-defined installment or subscription payments.

The Secure Token feature was designed for merchants who want to:

Benefits of SecureCard

Online Dynamic Currency Conversion (eDCC)

Online Dynamic Currency Conversion (eDCC) provides our online merchants with the facility to allow their international customers pay for their goods and services in their own domestic currency at the point of purchase. The cardholder is automatically provided with the value of the transaction in euro and the converted currency e.g. £ Sterling, US Dollars etc. and is also provided with the conversion rate for comparison purposes. The cardholder is always given the choice of which currency to make the payment in.

With Dynamic Currency Conversion (DCC), your international customers will know exactly what their total purchase price is in their home currency, at the time that the transaction is processed.

The online merchant continues to be settled in their merchant currency and receives a rebate of a percentage of the Foreign Exchange margin (typically between 0.75% and 1% of the value of the transaction) from the eDCC Acquirer on a monthly basis. eDCC provides online merchants with a new revenue opportunity and an additional service benefit to their international customers.

How it works

When the card details are entered on the payment page of the merchant’s website, the Worldnet system will automatically determine if it is a foreign eDCC-qualified card from the Bank ID Number (BIN). The eDCC service instantly converts the purchase amount in to one of more than forty-eight international currencies. The customer is then presented with the option to pay in the host website currency or in their own currency.

Research shows that over 90% of customers, when given the eDCC option, choose to pay in their own domestic currency.

Benefits to merchant

Benefits to cardholder

Virtual Terminal

The Worldnet Virtual Terminal enables merchants to manage and control their credit and debit card processing environment.

Within the Virtual Terminal, Worldnet merchants can process secure transactions, securely store transaction details, monitor payments and payment history, set-up recurring payments and establish graphical reports based on a wide-range of transaction data.

The Virtual Terminal also provides merchants with the ability to process payments over the phone.

How it works/Who is it applicable for?

Benefits:

eCommerce

The Worldnet eCommerce integration enables merchants to securely accept payments through their website using our hosted payment page or XML integrations.

Worldnet work closely with the web developers and our customers to identify the most popular eCommerce Shopping Carts and CRM’s in the market. This has allowed us to build up a library of free to use Payment Plug-Ins for all of the main eCommerce shopping carts currently in use.

How it works/Who is it applicable for?

Benefits: